Tidelands Bancshares, Inc. operates as the holding company for Tidelands Bank that provides banking products and services to professionals, entrepreneurs, small business owners, and their family members in South Carolina coastal markets. Its deposit products comprise checking, commercial, savings, transaction, and individual retirement accounts, as well as other time deposits ranging from daily money market accounts to longer-term certificates of deposit. The company s loan portfolio includes commercial and residential real estate mortgage loans, real estate construction loans, commercial and industrial loans, and consumer loans. It also offers offer other bank services, including safe deposit boxes, traveler s checks, direct deposit, the United States savings bonds, and banking by mail. In addition, the company provides Internet Banking, bill payment, and cash management services, as well as remote deposit capture, ACH origination, and mobile banking services. As of September 30, 2013, it operated seven locations serving Charleston, Dorchester, Berkeley, Horry, and Beaufort counties. The company was founded in 2002 and is headquartered in Mount Pleasant, South Carolina.