The Phoenix Companies Inc., together with its subsidiaries, provides life insurance and annuity products for families and individuals in the United States. It operates through two segments, Life and Annuity, and Saybrus. The company offers fixed indexed, fixed, single premium immediate, and variable annuities; and life insurance products, including whole, universal, indexed universal, and variable universal life, as well as term insurance. It also provides life insurance and other consulting services to financial advisors in partner companies, as well as support for sales of its product line through independent distribution organizations. The Phoenix Companies Inc. was founded in 1851 and is headquartered in Hartford, Connecticut.