Franklin Credit Holding Corporation, through its subsidiary, Franklin Credit Management Corporation, operates as a specialty consumer finance company. The company engages in the service and resolution of performing, reperforming, and nonperforming residential mortgage loans, including specialized loan recovery servicing, and in the due diligence, analysis, pricing, and acquisition of residential mortgage portfolios for third parties. It offers services for portfolios primarily consisting of first and second-lien loans secured by 1-4 family residential real estate. The company is based in Jersey City, New Jersey.