BancTrust Financial Group, Inc. operates as the bank holding company for BankTrust that provides various community banking services to commercial, small business, and retail customers in southern and central Alabama, and northwest Florida. Its deposit products include interest-bearing checking accounts, savings accounts, and time deposits, as well as money market accounts and certificates of deposit. The company s loan portfolio consists of commercial and industrial, agricultural, equipment, commercial real estate, residential construction, residential mortgage, and consumer loans, as well as loans to municipalities. It also provides treasury management services; investment brokerage and insurance services; secured and unsecured loan products, including revolving credit facilities, and letters of credit and financial guarantees, as well as offers trust and investment management services to retirement plans, corporations, and individuals. As of April 30, 2012, it operated through 40 bank offices in the southern two thirds of Alabama and 9 bank offices in northwest Florida. The company was founded in 1985 and is headquartered in Mobile, Alabama.

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