First South Bancorp, Inc. operates as the bank holding company for First South Bank, a chartered bank that provides commercial banking services in North Carolina. The company s deposit products include checking accounts, money market accounts, statement savings accounts, individual retirement accounts, and certificates of deposit. It also offers loan products comprising single-family residential and multi-family residential loans; residential and commercial construction loans; commercial real estate loans; commercial and industrial business loans; and consumer loans, such as automobile, cash secured, home equity, and other consumer loans, as well as loans secured by first and second mortgages on owner-occupied single-family residences. In addition, the company provides securities brokerage services. As of December 31, 2016, it operated 30 full service banking offices and a loan administrative office located in eastern and central North Carolina. First South Bancorp, Inc. was founded in 1902 and is based in headquartered in Washington, North Carolina.

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