Heartland Payment Systems, Inc. provides payment processing services to small and mid-sized merchants and network services merchants in the United States. It offers end-to-end electronic payment processing services by facilitating the exchange of information and funds between them and cardholders financial institutions; and undertakes merchant set-up and training, transaction authorization and electronic draft capture, clearing and settlement, merchant accounting, merchant assistance and support, and risk management services. The company also sells and rents point-of-sale (POS) devices; and offers integrated commerce solutions, payment processing, delinquency and default services, refund management, tuition payment plans, electronic billing and payment, tax document services, business outsourcing, and open and closed-loop payment solutions to higher-education institutions. In addition, it offers cafeteria POS solutions to schools; online prepayment solutions to allow parents to fund accounts for school lunches or other on-campus activities; value-added products and services; and back-office management software, hardware, annual technical support, and training. Further, the company provides payroll processing services comprising check printing, direct deposit, and related federal, state, and local tax deposits; and time clock sales and integrations, accounting documentation, and human resources information. Additionally, it offers unattended online wireless credit card-based payment systems, and unattended value top-up systems for off-line closed-loop smart card based payment systems; loyalty and gift cards; and POS solutions, payment processing capabilities, and other business service applications to hospitality and retail industries. The company was incorporated in 2000 and is based in Princeton, New Jersey.

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