PremierWest Bancorp operates as a bank holding company for PremierWest Bank that provides various commercial banking services primarily to small and medium-sized businesses, professionals, and retail customers in southern and central Oregon, and northern California. It offers various deposits, such as regular checking and savings accounts, money market accounts, IRA accounts, NOW accounts, time deposits, and certificates of deposit. The company s loan portfolio includes commercial and real estate loans; construction loans for owner-occupied and investment properties; secured and unsecured consumer loans comprising personal loans, revolving credit lines and home equity loans, and consumer loans secured by autos, boats, and recreational vehicles; equipment and inventory financing, accounts receivable financing, operating lines of credit, and real estate construction loans; and mortgage loans, as well as offers mortgage loan brokerage services. In addition, it provides Internet banking, on-line bill pay, treasury management services, safe deposit facilities, traveler s checks, money orders, and automated teller machines. Further, the company offers investment brokerage services to its customers through a third-party broker-dealer arrangement, as well as through independent insurance companies for the sale of investment and insurance products, such as stocks, bonds, mutual funds, annuities, and other insurance products. As of December 31, 2011, the company had a network of 44 full service bank branches, as well as 10 other office locations. PremierWest Bancorp was founded in 1999 and is headquartered in Medford, Oregon.

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