Superior Bancorp operates as the holding company for Superior Bank that provides various banking and related services to individual and corporate customers in Alabama and Florida. It offers a range of retail and small business services, including noninterest-bearing and interest-bearing checking, savings and money market accounts, negotiable order of withdrawal accounts, certificates of deposit, and individual retirement accounts. The company also provides various consumer, small business, residential real estate, and commercial real estate loan products. In addition, it offers various financial services, such as annuities, automated teller machines, debit cards, credit-related life and disability insurance, safety deposit boxes, Internet banking, bill payment, and telephone banking. Further, the company provides investment and insurance products. As of February 9, 2010, it operated 73 locations comprising 45 locations in the state of Alabama and 28 locations in Florida; and 24 consumer finance offices in north Alabama. The company was founded in 1997 and is headquartered in Birmingham, Alabama.