UCBH Holdings, Inc. operates as the bank holding company for United Commercial Bank, which provides personal and commercial banking services to small-and medium-sized businesses, business executives, professionals, and other individuals. It primarily engages in generating deposits and originating loans. The companys deposit products include business and personal checking accounts, NOW accounts, savings and money market accounts, time deposits, and individual retirement accounts. Its lending portfolio comprises commercial real estate loans, construction loans, commercial loans, accounts receivable and inventory loans, short-term trade finance facilities, loans guaranteed by the United States Small Business Administration, multifamily real estate loans, residential mortgage loans, and home equity lines of credit. The company also provides merchant bankcard, cash management, private client, brokerage investment products, and online banking services, as well as offers trade finance facilities for customers involved in the import and/or export of goods principally between Asia and the United States. In addition, UCBH Holdings sells fixed and variable annuities, life insurance, and covered options. As of December 31, 2007, it had 51 branches in California, 5 in Atlanta metropolitan area, 3 in the Boston metropolitan area, 1 branch in Houston, 8 in the New York metropolitan area, 2 in the Seattle metropolitan area, and branches in Hong Kong and China, as well as representative offices in Shanghai and Shenzhen, China and Taipei, Taiwan. The company was founded in 1974 and is headquartered in San Francisco, California. On November 24, 2009, UCBH Holdings, Inc. filed a voluntary petition for liquidation under Chapter 7 in the U.S. Bankruptcy Court for the Northern District of California.

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