T rkiye Garanti Bankasi Anonim Sirketi provides various banking products and services. Its personal banking products and services include deposit and investment products comprising expat banking, deposit accounts, mutual funds, T-bills/government bonds, Eurobonds, repos, equities, dual currency deposit transactions (DCDs), Turkish derivatives exchange, e-trader, and taxation services; general purpose loans, auto loans, and overdraft accounts; various cards; mortgage products; Internet and mobile/SMS banking; payment services, ELMA accounts, and safety boxes; auto, liability, health, unemployment, life, house, and individual accident insurance products, as well as pensions products; and private banking services. The company s SME banking products and services include SME specific products, such as support packages, and foreign trade financing and legislation, as well as related services; revolving, auto, house, discount, POS, SME banking support, SME project, spot TL and foreign currency, and other loans, as well as overdraft accounts, and letters of guarantee and reference; credit cards; investment products and services, such as time deposit and e-savings accounts, mutual funds, T-bills/government bonds, Eurobonds, repos, equities, DCDs, forward transactions, and taxation services; cash management services; Internet banking; leasing, fleet management, and factoring services; and automobile, business premises, fire, freight, engineering, accident, liability, loan, and agriculture insurance products, as well as pension services. Its commercial/corporate banking products and services comprise various loans, credit cards, investment products, cash management services, leasing and factoring solutions, insurance and pension products, and corporate banking and project financing solutions. The company operates 971 branches in Turkey, as well as 9 branches and 3 representative offices internationally. The company was founded in 1946 and is headquartered in Istanbul, Turkey.