FNB United Corp. operates as the bank holding company for CommunityOne Bank, N.A. and Bank of Granite, which provide consumer, mortgage, and business banking services to individual and business customers in North Carolina. The company s deposit products include demand deposits, savings deposits, money market deposits, and time deposits. Its loan portfolio comprises commercial and agricultural, real estate construction, real estate mortgage, and consumer loans. The company also offers cash management, investment management, and trust services. As of May 21, 2012, CommunityOne Bank, N.A. operated 45 branches in 38 communities throughout central, southern, and western North Carolina; and Bank of Granite operated 18 branches in western North Carolina. FNB United Corp. was founded in 1907 and is headquartered in Asheboro, North Carolina.

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