Standard Bank Group Limited, together with its subsidiaries, offers financial products and services. The company's personal banking products include accounts, credit cards, saving and investment, digital wallets, prepaid cards, Shariah banking, and foreign exchange services; home loans, personal loans, car financing, and student loans; and unit trust and annuities, financial planning, trading, wills, and estate and trust services, as well as car and home, income, debt, funeral, travel, legal asset, and life and accident insurance. Its business banking products comprise business accounts and cards, attorney accounts, and merchant and cash solutions; loans, overdrafts, revolving credit plans, vehicle and asset finance, debtor finance, and commercial property finance; savings and investment accounts, financial planning, payments, cash and fleet management, merchant, debit order, and other special services; pay and incentive cards; and business, corporate risks, agricultural, vehicles, commercial property, engineering risks, new contracts, cargo, cash, events and directors and officers liability insurance services. The company also provides trading and risk management solutions across financial markets, including foreign exchange, money markets, interest rates, equities, and credit and commodities; international trade finance, working capital, and investor service solutions; advisory and financing solutions, such as term lending, and structured and specialized products across the equity and debt capital markets for governments, parastatals, larger corporates, financial institutions, and multinational corporates. In addition, it offers wealth management products and services; and online, mobile, and telephone banking services. As of December 31, 2018, Standard Bank Group Limited had approximately 1,200 branches in the African continent. The company was founded in 1862 and is based in Johannesburg, South Africa.