TIB Financial Corp. operates as the bank holding company for TIB Bank that provides a range of commercial and retail banking, and financial services to businesses, individuals, and families in Florida. Its deposit products include checking, interest-bearing checking, money market, savings, certificates of deposit, and individual retirement accounts. The companys loan portfolio comprises commercial loan products, including owner-occupied commercial real estate construction and term loans; working capital loans and lines of credit; demand, term, and time loans; and equipment, inventory, and accounts receivable financing. It also offers consumer loan products, such as home equity lines of credit, second mortgages, new and used auto loans, new and used boat loans, overdraft protection, and unsecured personal credit lines, as well as residential real estate, installment, and home equity loans. In addition, TIB Financial Corp. engages in the origination of fixed and variable rate mortgage loans for sale in the secondary market; and provision of Internet banking services. Further, the company, through its other subsidiary, Naples Capital Advisors, Inc., provides private banking, trust, wealth management, and investment advisory services. As of April 14, 2010, it operated 28 full-service banking offices. The company was founded in 1973 and is headquartered in Naples, Florida.

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