Wilshire Bancorp, Inc. operates as the holding company for Wilshire Bank that offers a range of financial products and services. It operates through three segments: Banking Operations, Small Business Administration Lending Services, and Trade Finance Services. The company offers regular savings accounts, money market accounts, checking and negotiable order of withdrawal accounts, installment savings accounts, individual retirement accounts, and certificates of deposit. It also provides commercial real estate loans; home mortgage loans; commercial business loans, such as business lines of credit and business term loans; small business administration lending services; consumer loans, including personal loans, auto loans, and other loans; and construction lending services. In addition, the company offers trade finance services comprising issuance and negotiation of letters of credit, handling of documentary collections, advising and negotiation of commercial letters of credit, transfer and issue back-to-back letters of credit, and trade finance lines of credit. Further, it invests in securities of government sponsored enterprises, mortgage backed securities, collateralized mortgage obligations, corporate securities, and municipal securities; and offers Internet banking, ATM, mobile banking, and armored carrier services. The company operates through a network of 35 full-service branch offices located in Southern California, Texas, Alabama, Georgia, New Jersey, and the greater New York City metropolitan area; and 6 loan production offices located in California, Colorado, Georgia, and Washington. Wilshire Bancorp, Inc. was founded in 1980 and is headquartered in Los Angeles, California. As of July 29, 2016, Wilshire Bancorp Inc. operates as a subsidiary of BBCN Bancorp, Inc.

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