Bank of the Carolinas Corporation operates as the holding company for Bank of the Carolinas that provides commercial and consumer banking services primarily in the Piedmont region of North Carolina. The company offers business and individual checking accounts, savings accounts, negotiable order of withdrawal accounts, non-interest-bearing accounts, certificates of deposit, and money market checking accounts, as well as fixed interest rate certificates with varying maturities. It also provides consumer and commercial loans for various personal, business, and agricultural purposes, including term and installment loans, commercial and equity lines of credit, and overdraft checking credit; and commercial operating and working capital loans, residential mortgage loans, construction loans, home equity lines of credit, other consumer loans, and loans secured by commercial real estate. The company offers its products and services primarily to individuals, and small-and medium-sized businesses. As of May 6, 2015, it operated offices in Advance, Asheboro, Concord, Harrisburg, Landis, Lexington, and Winston-Salem. The company was founded in 1998 and is headquartered in Mocksville, North Carolina.

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