MicroFinancial Incorporated, a specialized commercial/consumer finance company, provides equipment leasing and financing services with a primary focus on the microticket market in the United States. The company offers financing alternatives to start-up businesses and established enterprises; and leases and rents commercial equipment for use in daily operations. It also finances various products, such as water filtration systems, food service equipment, security equipment, point of sale cash registers, salon equipment, copiers, healthcare and fitness equipment, and automotive repair equipment. In addition, the company offers consumer financings consisting of service contracts from dealers that primarily provide residential security monitoring services, as well as consumer leases for a range of consumer products. MicroFinancial Incorporated sources its originations through a network of independent equipment vendors, sales organizations, brokers, and other dealer-based origination networks. The company was founded in 1987 and is headquartered in Burlington, Massachusetts.