Yirendai Ltd., through its subsidiaries, operates as an online consumer finance marketplace that connects borrowers and investors primarily in the People's Republic of China. It offers standard loan products; and fasttrack loan products through mobile applications, as well as various investing tools. The company also provides consultancy information technology support services; IT, system maintenance, and customer support services; borrower acquisition and referral services; and wealth management consulting services. The company was founded in 2012 and is based in Beijing, the People's Republic of China. Yirendai Ltd. is a subsidiary of Creditease Holdings (Cayman) Limited.